The Klarna Crash Course

A speedy FAQ on one of our payment partners

The super Swedish shopping service is a payment option on the Enhance My Kitchen website, but what does that mean? What are the different options available? We answer that plus more in this micro-blog discussing all things Klarna so please enjoy!

What are the different payment plans?

Pay in 30 days

Exactly what it says on the tin. This gives you the option to pay up to 30 days later than the purchase date. The benefits of this is that there is no interest, no fees and no impact on your credit score as long as the payment is sorted within the 30 days. No payments needed on the day, just use your Klarna login and it will get credited into your Klarna account. Your agreed payment period starts when the order is shipped.

You can easily make or schedule your payment online or in our app at any time up to 30 days. Pay safely and securely by connecting your bank account, debit or credit card.

Pay in 3

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. Simply select the Klarna option and enter your debit or credit card information. No interest or fees.

To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score. After we confirm that the order is on its way, Klarna will charge your card for the first instalment. Once you make your first payment, they will automatically charge your card every 30 days for the remaining payments.

What is it?

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 200,000 online stores. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments so there's plenty of positive reviews!

Is it safe and secure?

Yes! Payment information is processed securely by Klarna. All transactions take place via connections secured with the latest industry standard security protocols.

How do Klarna make their money?

Like all payment companies, they charge us as the seller a fee on each purchase. Both payment plans on our website are 0% interest

Does it affect your credit rating?

Klarna will not affect your credit score when used on Enhance My Kitchen. Both the pay in 30 and pay in 3 do not affect your credit score so you needn't worry!

Walnut 150cm Dining Table

Where can you view your statements and balance?

You can view all your statements, upcoming and previous payments and the remaining balance.

Who can apply?

Financing is only available to people aged 18 or over.

If there are still questions unanswered that you’d love to know, you can check out their website at www.klarna.com/uk/customer-service/